When you purchase a home in a community managed by a homeowners association (HOA), you agree to follow a set of rules and regulations designed to support the long-term success of the neighborhood. These HOA rules do more than maintain order—they help preserve property values, ensure fairness among residents, and promote a strong sense of community.
Below, we’ll explore what HOA rules are, who creates them, how they’re enforced, and why they matter to you as a homeowner.
HOA Rules and Regulations
HOA rules and regulations are enforceable community policies that homeowners agree to follow. They are typically included in the association’s governing documents and are created to ensure consistency, safety, and shared responsibility among all residents. These rules are customized for each community but often include standards related to property maintenance, aesthetics, behavior, and use of common areas.
Benefits of HOA Rules and Regulations
HOA rules offer more than structure—they provide long-term value. Here’s what they do for your community:
- Preserve Property Values: Consistent standards protect the neighborhood’s appearance, which directly supports its resale value.
- Enhance Curb Appeal: Architectural guidelines and landscaping rules help maintain the community’s visual cohesion.
- Support Community Harmony: Rules around noise, pets, and parking prevent friction between neighbors.
- Ensure Shared Responsibility: Everyone follows the same standards, creating fairness and transparency.
Most Common HOA Rules You Might Encounter
While most HOA rules vary by community, many cover the following areas:
- Exterior architectural changes (painting, additions, roofing)
- Landscaping and lawn maintenance standards
- Quiet hours and noise policies
- Guest and street parking restrictions
- Pet policies (leash rules, breed/number limits)
- Trash can storage and pickup schedules
- Holiday décor timelines and rules
- Short-term rental or leasing guidelines
While the specifics differ from one community to the next, these categories represent some of the common HOA rules and regulations that homeowners are likely to encounter.
How to Find HOA Rules for a Community Association
If you’re unsure which rules apply to your property, review your community’s governing documents, typically provided at the time of closing. These documents may also be available via your HOA’s website or the local county recorder’s office.
Many homeowners new to HOA living often ask questions like:
What Are the Articles of Incorporation?
This document legally establishes the HOA as a not-for-profit corporation in your state. It defines the HOA’s basic structure and purpose.
What Are CC&Rs?
The Covenants, Conditions, and Restrictions (CC&Rs) form the foundation of community standards. They outline the rights and responsibilities of homeowners and include enforceable restrictions related to property use, appearance, and maintenance. They also outline the duties, powers, and limitations of board members.
What Are Homeowners Association Bylaws?
Bylaws outline how the association operates, including the board election process, meeting requirements, and the procedures for making decisions.
Additional Homeowners Association Rules and Regulations
Beyond the CC&Rs and bylaws, your board may establish additional rules and regulations, such as operating rules or community guidelines. These often address evolving needs or practical, day-to-day topics, such as
- Pet cleanup responsibilities
- Pool and clubhouse use
- Signage restrictions
- Event and guest policies
- Updated hours or seasonal regulations
These rules are typically easier to amend and reflect the evolving needs of the community.
Want to know more? Read our article on HOA Governing Documents for a more in-depth look.
Who Makes the Rules for My HOA?
Initially, the developer establishes the rules when the community is formed. Once the association is transferred to homeowners, the elected Board of Directors gains the authority to enforce, revise, or add rules based on the governing documents and homeowner feedback.
Homeowners can influence rule changes by attending meetings, voting, joining committees, and participating in the governance process.
Does State Law Supersede HOA Rules?
Yes. While HOA rules govern your community, they cannot override federal, state, or local laws. If an HOA rule conflicts with a legal statute, the statute will always take precedence. HOAs must also comply with the Fair Housing Act, accessibility laws, and state-specific HOA statutes.
Can an HOA Board Change or Add Rules?
Yes, but within limits. The Board of Directors may revise or create new rules as long as they align with the governing documents and serve the best interests of the community.
Typical rule changes involve:
- A formal vote by the board in an open meeting
- Advance notice to all homeowners
- An opportunity for homeowner feedback (depending on state law or bylaws)
Major amendments to the CC&Rs typically require a vote of the membership to be approved.
Do You Have to Follow HOA Rules?
If you live in an HOA community, the answer is yes. These rules are a condition of ownership and are enforceable under contract law. Following them ensures consistency, protects your investment, and helps the community thrive.
Ignoring HOA rules can lead to fines, loss of privileges, or even legal action in extreme cases.
How Does an HOA Enforce Rules?
Enforcement typically starts with education and reminders. Most violations are resolved informally. However, the process may escalate if issues go unaddressed:
- Courtesy notice or warning
- Formal violation letter
- Fines or fees
- Possible legal action or liens for repeat non-compliance
The amount and frequency of fines are typically outlined in your community’s governing documents, often within the CC&Rs or a separate fine schedule adopted by the board. These documents outline the procedures for handling violations, including the limits on fines, timelines for resolution, and your right to request an appeal.
Can Police Enforce HOA Rules?
Generally, no. HOA rules are civil in nature and enforced by the association. However, when a violation overlaps with public law (e.g., excessive noise), local authorities may get involved.
Quick HOA Rules FAQs
- What are HOA rules?
Legally binding community standards are established by the HOA to maintain property values and foster neighborhood harmony. - Can HOA boards add rules?
Yes, board members can, through a public meeting and notification process to homeowners. - Do I have to follow HOA rules?
Yes. Compliance is a condition of ownership in an HOA community. - Who enforces HOA rules?
The Board of Directors, often with the assistance of a community manager, handles enforcement and resolution. - Where can I find the rules?
In your community’s CC&Rs, bylaws, operating guidelines, or through your county recorder’s site.
Final Thoughts
Understanding your HOA rules isn’t just about avoiding fines—it’s about being an informed homeowner, contributing to a thriving homeowners association, and protecting your investment. If you ever have questions about your community’s policies, your board members and management team are here to help guide you.
